Business & Financial
Insurance Underwriters
SOC 13-2053
Decide whether to insure an applicant and at what price.
The job
Median pay
$81k
$65k to $110k typical range
Outlook, 2025 to 2035
Declining
-3.8% projected
Openings a year
7k
BLS projection
Typical education
Bachelor's
Our model
AI displacement risk
High
How much of this job AI may do instead of the person
Works with AI
2/100
AI alongside the person rather than instead of them
AI exposure
67th pct
More exposed than 67% of occupations · modeled estimate · 56th pct in Microsoft's data
Future-proof
40/100
Key skills
- Reading Comprehension
- Active Listening
- Writing
- Critical Thinking
- Speaking
- Active Learning
Pay and jobs by state
BLS OEWS May 2025, 51 states. Sorted by jobs; per 1,000 is jobs per thousand workers in the state; vs national compares that rate with the country's. A tilde marks a figure estimated from the parent occupation group where BLS publishes none.
| State | Jobs | Per 1,000 | vs national | Median pay |
|---|---|---|---|---|
| Texas | 9,980 | 0.7 | 1.1× | $79k |
| Florida | 7,300 | 0.7 | 1.1× | $79k |
| Georgia | 7,160 | 1.5 | 2.2× | $86k |
| New York | 6,900 | 0.7 | 1.1× | $97k |
| California | 6,580 | 0.4 | 0.5× | $95k |
| Pennsylvania | 5,160 | 0.9 | 1.3× | $79k |
| Ohio | 5,110 | 0.9 | 1.4× | $79k |
| Illinois | 4,054 | 0.7 | 1.0× | $90k~ |
| North Carolina | 3,460 | 0.7 | 1.0× | $77k |
| Arizona | 3,360 | 1.0 | 1.5× | $78k |
All 51 states
| State | Jobs | Per 1,000 | vs national | Median pay |
|---|---|---|---|---|
| New Jersey | 3,150 | 0.7 | 1.1× | $96k |
| Wisconsin | 3,110 | 1.1 | 1.6× | $97k |
| Massachusetts | 2,890 | 0.8 | 1.2× | $107k |
| Michigan | 2,590 | 0.6 | 0.9× | $77k |
| Minnesota | 2,550 | 0.9 | 1.3× | $81k |
| Virginia | 2,470 | 0.6 | 0.9× | $82k |
| Indiana | 2,170 | 0.7 | 1.0× | $77k |
| Missouri | 2,130 | 0.7 | 1.1× | $80k |
| Colorado | 2,040 | 0.7 | 1.1× | $101k |
| Connecticut | 2,010 | 1.2 | 1.8× | $101k |
| Washington | 1,740 | 0.5 | 0.7× | $99k |
| Alabama | 1,540 | 0.7 | 1.1× | $62k |
| Iowa | 1,490 | 1.0 | 1.4× | $75k |
| Nebraska | 1,410 | 1.4 | 2.0× | $75k |
| Maryland | 1,310 | 0.5 | 0.7× | $92k |
| Tennessee | 1,250 | 0.4 | 0.6× | $79k |
| Kansas | 1,230 | 0.9 | 1.3× | $77k |
| Washington DC | 1,106 | 1.6 | 2.3× | $82k~ |
| Louisiana | 1,050 | 0.5 | 0.8× | $77k |
| South Carolina | 910 | 0.4 | 0.6× | $80k |
| Kentucky | 900 | 0.4 | 0.7× | $80k |
| Mississippi | 600 | 0.5 | 0.8× | $59k |
| Oklahoma | 600 | 0.4 | 0.5× | $67k |
| Oregon | 570 | 0.3 | 0.4× | $79k |
| Maine | 520 | 0.8 | 1.2× | $96k |
| Utah | 490 | 0.3 | 0.4× | $73k |
| Nevada | 480 | 0.3 | 0.5× | $101k |
| Idaho | 360 | 0.4 | 0.6× | $63k |
| Arkansas | 290 | 0.2 | 0.3× | $82k |
| New Hampshire | 270 | 0.4 | 0.6× | $104k |
| Rhode Island | 250 | 0.5 | 0.7× | $85k |
| Hawaii | 230 | 0.4 | 0.5× | $73k |
| Delaware | 210 | 0.4 | 0.6× | $92k~ |
| North Dakota | 210 | 0.5 | 0.7× | $74k |
| South Dakota | 210 | 0.5 | 0.7× | $83k |
| Vermont | 210 | 0.7 | 1.0× | $78k |
| West Virginia | 190 | 0.3 | 0.4× | $69k~ |
| Montana | 140 | 0.3 | 0.4× | $63k |
| Alaska | 100 | 0.3 | 0.5× | $82k |
| New Mexico | 100 | 0.1 | 0.2× | $64k |
| Wyoming | 50 | 0.2 | 0.3× | $62k |
Top metro areas
- New York-Newark-Jersey City, NY-NJ6,740 jobs · $98k median
- Atlanta-Sandy Springs-Roswell, GA5,090 jobs · $95k median
- Dallas-Fort Worth-Arlington, TX4,140 jobs · $80k median
- Chicago-Naperville-Elgin, IL-IN4,060 jobs · $100k median
- Phoenix-Mesa-Chandler, AZ3,030 jobs · $78k median
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD2,590 jobs · $85k median
- Los Angeles-Long Beach-Anaheim, CA2,090 jobs · $98k median
- Boston-Cambridge-Newton, MA-NH2,080 jobs · $106k median
Explore the rankings
Explore Insurance Underwriters interactively →Pay and outlook from BLS (OEWS 2025, Employment Projections 2025-2035). Skills and work activities from O*NET 30.3. AI exposure and future-proof scores are modeled estimates. How these numbers are made.