Business & Financial

Credit Analysts

SOC 13-2041

Judge how likely a borrower is to repay before a lender commits.

The job

Median pay

$84k

$65k to $122k typical range

Outlook, 2025 to 2035

Declining

-4.3% projected

Openings a year

BLS projection

Typical education

Bachelor's

Our model

AI displacement risk

High

How much of this job AI may do instead of the person

Works with AI

2/100

AI alongside the person rather than instead of them

AI exposure

68th pct

More exposed than 68% of occupations · modeled estimate · 56th pct in Microsoft's data

Future-proof

40/100

Take the next step

Weigh it against Financial AnalystsPay, outlook, entry and AI exposure side by side See where it pays mostNew York leads at $133k; every state is below Find careers like itOpen the map at Credit Analysts and explore its neighbours See open jobsCredit Analysts roles hiring now Learn the skillsCourses for Credit Analysts, who lean most on critical thinking Real pay & reviewsWhat Credit Analysts say they actually earn

Key skills

Critical Thinking
Reading Comprehension
Speaking
Active Learning
Active Listening
Mathematics

Pay and jobs by state

BLS OEWS May 2025, 51 states. Sorted by jobs; per 1,000 is jobs per thousand workers in the state; vs national compares that rate with the country's.

State	Jobs	Per 1,000	vs national	Median pay
New York	7,960	0.8	2.0×	$133k
Texas	6,130	0.4	1.1×	$79k
California	5,260	0.3	0.7×	$98k
Florida	4,040	0.4	1.0×	$78k
North Carolina	3,270	0.7	1.6×	$95k
Illinois	3,130	0.5	1.2×	$85k
Ohio	2,790	0.5	1.2×	$80k
Virginia	2,460	0.6	1.4×	$102k
Arizona	2,260	0.7	1.7×	$77k
Pennsylvania	1,930	0.3	0.8×	$80k

All 51 states

State	Jobs	Per 1,000	vs national	Median pay
Georgia	1,790	0.4	0.9×	$78k
Wisconsin	1,770	0.6	1.4×	$69k
Michigan	1,510	0.3	0.8×	$75k
Tennessee	1,480	0.5	1.1×	$73k
Massachusetts	1,400	0.4	0.9×	$97k
Washington	1,280	0.4	0.9×	$91k
New Jersey	1,220	0.3	0.7×	$101k
Missouri	1,160	0.4	0.9×	$65k
Minnesota	1,110	0.4	0.9×	$83k
Colorado	870	0.3	0.7×	$81k
Indiana	860	0.3	0.7×	$63k
Utah	750	0.4	1.0×	$74k
Delaware	720	1.5	3.6×	$95k
Maryland	700	0.3	0.6×	$75k
South Carolina	690	0.3	0.7×	$78k
Oregon	650	0.3	0.8×	$80k
Connecticut	560	0.3	0.8×	$98k
Oklahoma	550	0.3	0.8×	$75k
Kansas	520	0.4	0.9×	$73k
Nebraska	510	0.5	1.2×	$80k
Iowa	480	0.3	0.7×	$77k
South Dakota	430	0.9	2.3×	$73k
Nevada	390	0.3	0.6×	$73k
Alabama	370	0.2	0.4×	$80k
Kentucky	370	0.2	0.5×	$79k
Idaho	330	0.4	0.9×	$80k
Arkansas	300	0.2	0.6×	$71k
North Dakota	300	0.7	1.7×	$75k
Louisiana	290	0.1	0.4×	$73k
Maine	280	0.4	1.1×	$82k
Mississippi	280	0.2	0.6×	$75k
New Hampshire	230	0.3	0.8×	$78k
West Virginia	220	0.3	0.8×	$57k
Montana	190	0.4	0.9×	$75k
Rhode Island	160	0.3	0.8×	$86k
Hawaii	130	0.2	0.5×	$99k
New Mexico	90	0.1	0.3×	$72k
Vermont	90	0.3	0.7×	$71k
Washington DC	50	0.1	0.2×	$133k
Alaska	40	0.1	0.3×	$81k
Wyoming	40	0.1	0.3×	$62k

Top metro areas

New York-Newark-Jersey City, NY-NJ7,530 jobs · $137k median
Dallas-Fort Worth-Arlington, TX3,210 jobs · $81k median
Chicago-Naperville-Elgin, IL-IN2,560 jobs · $93k median
Charlotte-Concord-Gastonia, NC-SC2,190 jobs · $101k median
Los Angeles-Long Beach-Anaheim, CA2,100 jobs · $96k median
Phoenix-Mesa-Chandler, AZ1,990 jobs · $77k median
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD1,430 jobs · $92k median
Atlanta-Sandy Springs-Roswell, GA1,300 jobs · $81k median

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Pay and outlook from BLS (OEWS 2025, Employment Projections 2025-2035). Skills and work activities from O*NET 30.3. AI exposure and future-proof scores are modeled estimates. How these numbers are made.